Mortgage companies don't care how much your nan puts on the deposit because a mortgage would be WITH YOU. So if you have horrible credit and don't have a consistent salary and haven't been with that job long enough, you are most likely considered too much of a risk to even give a $10,000 mortgage to. So before you decide to even set yourself up for disappointment, I highly recommend you go get pre-approved for a mortgage and then start house hunting within the budget (plus your nan's �50,000).
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